Estate Tax Reduction

Our clients tend to be owners of closely-held businesses.  This makes estate tax reduction more complex because it needs to not put the business at risk just to save taxes.  At the same time, it is critical to minimize these taxes so that there isn’t a forced sale of the business (at a fire-sale discount) to fund estate taxes.  It is also important to understand not just the Federal estate tax, but also the taxes for each state – which typically trigger at much lower thresholds.  We bring the ability to handle all these aspects and deliver a comprehensive plan to protection  you, your business and your family. 

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Family Protection

 Helping families put in place a structure to deal with their own personal situation, whether it be minor-age children protection, special needs trusts, creditor/divorce protection or just simply helping ensure wealth passed to the next generation doesn’t result in unproductive citizens.  We bring a practical approach and help you make the tough, but very important decisions.  

 

Income and Liquidity Protection

Using life, long-term care and disability insurance to create financial certainty during emotionally trying times.  We have decades of combined experience in working with clients to identify areas of concern, crafting potential options for clients to consider and then helping them put those solutions in place.  We hold relationships with a wide range of top tier insurance companies and are owners in LionStreet, the premier back office/underwriting company for independent producers in the country. This provides us additional expertise in case design, product selection and ongoing management.  www.lionstreet.com.

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