Life Settlement is the sale of a life insurance policy that you (or your company) own to an unrelated third party investor. This investor (typically a large company) will pay you a lump sum in exchange for your transferring the policy ownership to them. The buyer then holds the policy with the intention of collecting the death benefit.

While the idea of an unrelated third party owning life insurance on you (or someone you love) might seem a bit unnerving, the benefits can far outweigh the emotional considerations.

Specifically, these companies will often pay a significant sum for the policies - even if they are term. And if they are permanent (cash value) policies, they will often pay far in excess of the cash value of the policy itself.

Often, people find they can sell a term policy that they were going to let lapse (a result of not needing the insurance any longer). This provides a significant cash infusion for an asset they assumed to be essentially worthless. Or, cash value policies can be sold and provide dramatically more money to fund a replacement policy.

The most important aspect is to work with an experienced advisor that is willing to educate you and represent your best results through the process. Feel Free to contact us us to learn more about this marketplace.

Blevins Financial, LLC
306 240th PL SE, Sammamish, WA 98074
Phone: 425-837-5419     Fax: 425-484-4004

Securities offered through: Ogilvie Security Advisors Corp.,
71 S. Wacker Drive, Ste 3025, Chicago, IL 60606, (312) 335-5476.
Member FINRA/SIPC, Phone: 312-335-5476

Information on this web site is for general information purposes only. It is important to keep in mind that there are many ways to apply a strategy which are dependent upon your personal situation. Estate, insurance, tax regulations and laws are very complex and are subject to change. This website, therefore, is not designed to be a substitute for specific tax, legal, or other professional advices. For specific assistance for your personal individual situation the services of an appropriate professional should be sought.